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Build a better financial future

Build a better financial future with Mox Mortgage, using our great rates, low fees and experienced loan advisors.

What you need, when you need it

No Origination Fees

Zero, Zip, zilch, natta, bupkis. There's a hundred ways to say it, and hundred reasons you shouldn't be using a lender who charges one. Here, we make it a point to never charge an origination fee.

Full Transparency

Unlike big box banks, credit unions and large online retail shops we leave everything on the table from the start. No hidden fees, no unnecessary charges, no bait and switch tactics.

Need For Speed

The only thing better than our impeccable rates is our dedication to the speed. Most loans can be done from application to consummation in less than 30 days and often only take 2-3 weeks.

Loved by buyers

Blaine has been an absolute pleasure to work with. We have worked with Blaine on 2 purchases and 3 refinances in the past 10 years. Every time the process was clearly explained, everything went smoothly and Blaine made sure we knew every step during the processes. Blaine promptly responded to calls, emails and text messages. We will certainly be contacting Blaine when we are in the market again.

Chad

Robert is one of the most patient, kind and caring loan officers I've ever worked with. He makes sure his clients understand the process and have the best rates and service available.

Justin

Robert Eames did a great job, was always on top of things, and saw everything through until the end. Great job!

Brendan

Andy provides very through explanation of all details and really cares about his customers. I appreciate the time he took every step of the way. Super quick and responsive to all my questions big or small or even the repetitive ones :)

Valerie

Andy Nelson communicated very well throughout the process. I should have done a refi years ago.

M

Jake and his team were fantastic to work with. 100% professional and always very responsive. I would not hesitate to recommend Utah Mortgage.

Kristin

This is the easiest 5 star review I have ever given. Gary and Rhonda are absolutely AMAZING to work with. My builder was a complete pain for them and they navigated it perfectly. Couldn’t recommend this team more! Thank you to you both.

Ryan

Like always Blaine went above and beyond. Blaine has done two Refi’s for me over the years and for good reason. If you are looking for someone one your side looking out for your best interest he is your guy.

Joe

We had lots of things going on while doing our refi, family stuff, work, so on just life in general and Gary was awesome.

Rusty

Clear, concise communication, great rate and quick process.

Courtni

Worked with one of the coolest people I have not met in person. Jacob Lee (Jake not from State Farm) lol 😂. This was the best experience working with a financial anybody. He kept the process simple and explained every step of what is to come and what to expect. The entire process was a breeze and I definitely recommend asking for him if you are looking for a mortgage broker. Service is second to none and he makes you feel like the only person he is working with. My wife called him my best friend always calling and texting with updates. Thank you Jake. Loving our new home.

Dalton

Gary and Rhonda were amazing! They got my refinance done fast and we’re very efficient. Not once did I ha e to contact them to see what was going on. They kept me in the loop and let me know what was going on!!! Would recommend to everyone I know!

whitnee

Blaine, works hard to find the best rate and load possible for your situation, and he is very pleasant to work with.

Karen

Jake helped us every step of the way and was very informative. He was also very patient and kind while explaining things that were new or foreign to us.

Carli

GARY IS AMAZING, VERY FAST AND EASY !

Maria

They were awesome !! Quick and easy to work with. They worked around our work schedule. They were quick and efficient. Highly recommend!!

jacob

Gary Johnson is your guy. Great to work with goes the extra mile to help . Excellent job . Very professional 100 percent happy I chose Gary.

pam

Nevada Home Loans is quick and honest, what they tell you is what you get. There are no surprises. They have a Great Team that does the work basically they gather a little bit of info and get you approved in an about an hour. I do enjoy working with them.

Robert

Jake was amazing to work with! It’s a stressful process and he was knowledgeable and always on top of everything! He was also responsive! If I had a concern or question he was always available or got right back to me which kept me sane through the process!! Thanks Jake!!

Dorothy

Thank you to Robert and Gary for guiding us through the purchase of a bigger home for our family. They were there to help every step of the way!

Shanna Smith [Bowler, Joseph

Working with Robert and Ronda Is a great experience I could not ask for better team to work with

Gary

Gary, Robert and Rhonda tok great care of us and it only took 2 weeks start to finish. Thank you

Anisa

Gary and Rhonda were great to work with refinancing our home. They are very honest and professional and were able to answer all our questions in a timely manner and so nice to work with. We highly recommend using them with any and all your financial needs. Great people and great company. Karen / John Brownell Fruitland, UT

Karen

Very efficient and responsive to questions.

Joni

Rhonda, Gary and Robert were a great help! Very happy with the results of our loan!

Mathew

Blaine and Sherry were both so great to work with. They made sure we were getting the best rate and we were happy and understood everything. Blaine was always quick to respond to any questions or needs we had. Would highly recommend!

Alexis

Blaine with Utah Mortgage has always been professional and very easy to talk to. He is more than willing to answer any questions and make sure everything is clear. He goes out of his way to make sure you know everything possible upfront to avoid any surprises. I will definitely be using him again in the future.

BRANDY

The customer service is amazing I will use them in the future.

Clifton

Gary, Robert, and Rhonda made my life easier when it came to refinancing my home. Great people to work with. Highly recommend to family and friends!

Raul

We worked with Blain Rickford at Utah Mortgage and he made the home buying process a breeze! He worked hard to get us the best deal and did everything with our best interest in mind. He was so great to work with I highly recommend him!

Kristen

Gary Johnson and Robert Eames with Utah Mortgage worked extremely hard to ensure that they found the best home loan with the best rates out there on the market! They helped us get into our dream home at a rate we could afford. Thankful for the opportunity to have worked with them. I have already recommended this team to anyone looking to make a home purchase!

Valerie

Robert and Gary make refinancing easy! They came highly recommended to me by a family member and I have since used them twice as well as recommended them to others. They are extremely helpful, responsive and quick in getting the process going.

Carson

Jake was awesome at helping us refinance our house. He helped us lock in at a low interest rate and was great to work with. He was very responsive, professional, and helpful. Highly recommend!

Candice

Mike did a great job with helping me purchase my dream house. I wouldn't be in my home without all that Mike did. Thank you!

Robert

Gary is the best to work with. Crosses the t’s and dots the i’s !!! He definitely knows his stuff!!

Jeremy

If you are looking for a fast, reliable, trustworthy and honest lender work with Jake. He put up with my thousands of questions and request while taking care of everything in a quickly manner and providing me with the best options out there.

Abraham

If you're looking for a great lender, Jake Lee at Utah Mortgage is a GREAT option. He is very responsive, knows what he is doing, but most importantly he is willing to take the time to explain the process and everything that pertains to getting a mortgage - as this information can be daunting and intimidating, he makes sure you're comfortable and understand it.

Andrew

I was able to refinance with Jakes help. I went from 15 years left on my mortgage to 10 WITH the payment being significantly lower! Thank you Jake and Utah Mortgage!

John Burton

I appreciated the time they spent with me going over various scenarios. The listeners and helped me formulate a plan that fitted my needs. Once the plan was determined they were fast and efficient helping me get through the paper and forms maze. They were very respectful and cared about what I needed. They have a great but respectful sense of humor and it was a pleasure to work with them. Everything was fast and efficient. Grade A+.

Ronald

I had great experience with Utah Mortgage

H

Jake Lee was beyond wonderful to work with. He made the process the least amount stressful that I think it could have been. Being first time home buyers he clearly explained the process we would go through and everything that would happen during it. He answered all the questions we had promptly, and he was very clear in everything we needed to provide. He found us a great lender with an amazing rate and really set us up for our future. We told him the range we wanted to stay in, he told us what we would be able to spend. When it came time to close, with his and of course our amazing realtors help we were able to purchase our dream home staying under the max monthly amount we wanted to spend. Jake worked hard for us to make sure we got the best deal and were set up with the best situation possible in closing! We absolutely recommend him! I know he'll do amazing things for you too!

Toni

Where to begin! From the moment I contacted Utah Mortgage, I was immediately greeted by Jake who was the nicest and most helpful person I could’ve asked for. The level of professionalism shown by him and the other staff was top notch! Jake and The entire Utah Mortgage team is amazing! I highly recommend them

Jake Lee did a fantastic job moving the progress of my mortgage along and always keeping me in the loop of the status and any items I needed to complete and getting everything done on time. I’d do business with Jake again in a heartbeat.

Tyler

Jake was great to work with. He was responsive, helpful, and patient through the whole process. He also found us the best rate and least expensive MI around. It was much less that any other quote we got. He made the painful process of buying a home as painless as possible.

Vicky

Mike and his team were awesome! Very friendly and worked tirelessly on our behalf to get us into our new home. I highly recommend these guys to anyone who is needing a loan. Thanks Mike!

Kile

As an agent, I have complete confidence in sending my clients to Jake. He is personable, knowledgeable and knows how to keeps deals with deadlines together.

Kason

Fast friendly smart, what can I say Mike is a great guy and a pleasure to do business with.

Randy

We have worked with Ryan on numerous refinances and so has the rest of my family. He is extremely knowledgeable, professional and just awesome to work with. I would gladly and happily recommend him for your mortgage needs.

Shanna

Mike did my loan a couple of months ago, but he got me a rate that was below the 4% I was already at, costs were the lowest for any of the 3 companies I checked with and the process took less than a month. Right now I am helping my mom do a loan application because I liked his professionalism and how easy he was to talk to and I know that he will answer any questions she has, Mike is easy to trust.

Scott Wm.

Mike really knows his mortgage business - he came up with creative ways to help my clients get the biggest bang for their buck!!

Hugh

Robert is amazing at what he does. Would love to work with him again

Troy

I had the opportunity to work with Michael Kingston at Utah Mortgage. He did an exceptional job with our new home purchase mortgage. Other lenders that we looked at couldn't close within the short time period we needed to get the home we were looking at. Michael worked many late hours in order to help us get to closing in the short time period we needed. He helped us find the best rate we could possibly get and is an outstanding mortgage broker to work with. I will be recommending him to anyone who is in need of a mortgage broker.

Elden

Andy was great to work with from beginning to end of the mortgage process. He was very accommodating, and respectful of our time and concerns. Having financed homes many times before, I can unreservedly say that this was one of the best experiences to date. Not only did we get a great rate on the refi, but we made a new friend along the way. Thanks Andy!

bill

Michael Kingdon was wonderful! He was fast and thorough and helped me with different options. Got me a lower interest rate, good loan company, and nice title company. He knows everything about mortgages and refinancing. He follows through without dropping the ball. Thank you!

Martie

Gary made the process so smooth and easy. He pushed to help us get the best deal.

Emilie

Gary and Rhonda were on top of things and rolled with the punches when little issues and changes came up. The whole process was quick and smooth.

Kate

This has to be one of the best/easiest lenders to work with. Robert Eames is such a professional individual and so easy to get a hold of. He also is able to explain how loan works to a toddler and itll make sense!!! I definitely will work with him for my Real Estate clients.

Gerardo

I want to thank Gary and Robert for helping me they were great. This was my first home purchase and they made my experience very easy. They were on top of everything and answered all my questions. I would highly recommend them. If your nervous or not sure about who to use for your mortgage needs give them a call you won’t regret it.

Brett

Very personable team! Were able to deliver exactly what we wanted with our mortgage.

Carrie

Doug Jackson was excellent to work with. He was extremely thorough and patient helping me navigate the refinance process during this time. He knows the industry well, is great to work with and expectations that were set in the beginning were certainly exceeded. I am very happy with my rate and experience from start to finish, thanks Doug.

Stetson

Fantastic job. These folks are great . Gary and Robert are wonderful.

Duane

Blaine was fantastic, we changed our loan options a couple times and he worked with us so that we could get the best deal possible!!! Would absolutely recommend.

Jim

Gary was honest and upfront from the start. The fees estimate was right on track and the process went very smoothly. You've got an ally with Gary Johnson and Utah Mortgage.

Penny

Great to work with, very knowledgable, had answers for all of our questions! Would definitely recommend them!

Shantell

These guys are literally miracle workers! After having been rejected by several different lenders, Gary, Robert and Rhonda worked tirelessly to figure out why we were having a hard time getting a mortgage and how to overcome our unique situation and help us get into our home. Every step of the way, they were there to answer questions, explain the process and they did an excellent job of making us feel confident in moving forward with our purchase of our first home. These guys are in it for the long haul and we will definitely be going through them again in the future! They are very responsive and quick to communicate and will really do everything they can to help you. 10/10 I will definitely be back!

Bryce

Gary was great to work with. When all was said and done we got a great rate, paid off debts, and cash out for some home improvements.

Tiffany

Blaine Rickford and his team at Utah Mortgage really took care of me with my refinance. Great rate and great service at a great deal!! I am self employed, and Blaine knows what to do to make things work. Thanks Blaine!

Bert

Excellent experience with Utah Mortgage Inc. Jake Lee was the loan officer and was very professional and responsive through the whole process. The closing costs were better than expected.

Remek

I was able to purchase my first home and Jake Lee made the process easier than I thought it would be. Great rates. Great service.

Austin

SannDee Stowell is the best loan officer ever! She always answers her phone (regardless of the day or the time of day). She has many many years of experience and is very professional and truly CARES about her clients! And, she always gets the loan done ON TIME! I can't recommend her more highly!

Cathy

Jake Lee over at Utah Mortgage did my loan and he was amazing, he got me the best rate and was on top of everything. I did my loan during the Covid-19 Pandemic, and although a lot of people weren't able to close during that time, Jake was able to get my new build loan done! We are so appreciative of his hard work, efforts, and care that we will be using him on our next loan/refinance should the need arise!

Court

I was a first time home buyer with a lot of questions and concerns about buying a home. Not only did Blaine do a fantastic job patiently explaining things along the way but he also went above and beyond by finding me a great loan and delivered it faster than expected. I highly recommend his services.

William

My wife and I got loan estimates from four mortgage brokers. Not only did Mike Kingdon at Utah Mortgage get us the best interest rate and charge the lowest loan fees, but the whole closing process was smooth and efficient. Another broker made several mistakes that delayed our closing and made us nervous. I called Mike and he and his loan processor Brenda did in four hours on a Saturday what the other guy couldn't get done in 5 business days! Plus they had lower fees and total up-front honesty the whole time. I highly recommend Utah Mortgage.

Gilbert

Great job. Very responsive. Did exactly what he said he was going to do and when he said he was going to do it! Highly recommend Mike!

Kevin

Jake Lee handled my refinance and I couldn't have been more impressed with him and Utah Mortgage. They are quick and accurate and nothing slipped through the cracks. I was able to get through the whole process in my timelines and they were able to close in time for me to go out of town which was great. I would absolutely recommend Jake to my personal friends and family for any Mortgage needs.

Shaydon

With today's world events and the uncertainty of things, add with that buying a house, its difficult to say the least. But Jake Lee at Utah Mortgage made buying our house... Memorable, he gave us confidence and direct facts during these times, it made going to him for answers easy with a HUGE purchase like buying a house. But he was there, when we had a question even late at night or early, he would ALWAYS RETURN YOUR CALLS/MESSAGES, if something happens or changes you would know right away what's going on, he helped us in so many was, even with out a real estate agent Jake did tons of stuff for us. Highly recommend, all we did was stop by for answers and now we have a house at a good rate for times like now.

Michael

I used Andy Nelson when I purchased my home a little over a year ago. The market was hot (still is) and things were hectic, but the mortgage wasn’t. It was orderly, logical and mostly electronic. This is my fourth home purchase and this was my best closing. I highly recommend Andy to anyone needing a mortgage for purchase or refi.

K

Mike has been helping my out through thick and thin. Definitely the greatest agent I have ever had

Ren

Gary will have my business again as well as any of my friends and family

Rusty

Gary provides such high quality service, I would never go to anyone else for a mortgage loan. I had talked to several other loan officers prior to coming to him, and the rates that he offered blew them out of the water. He is very responsive and really does everything he can to get the best possible deal for you because he knows that is the best way to do business. I will be referring all my friends and family to him.

Darian

Working with Jake has been a pleasure. We recently refinanced our home with him and couldn't have asked for a better experience. It all went smoothly, he got us a great rate (beat out his competitors), and we were able to close quickly.

Kyle

Jake helped us every step of the way and was very informative. He was also very patient and kind while explaining things that were new or foreign to us.

Carli

Gary Johnson is amazing to work with. Highly recommend!!!

Jeremy

Jody was very unprofessional, Jacob called and resolved the issue. very satified.

Sean

They have done several cars in my family and we are all so pleased!!! The are very professional and do GREAT QUALITY work! Definitely recommend!!!!!

Erica

Gary and Robert were great to work with and answered all our questions. Thank you!

Lindsay

Best loan experience ever! Jake Lee at Utah Mortgage is a total game changer! We knew we were in the best hands right away and now can’t imagine working with anyone else! Jake made it all seem easy even in this market!

Chad

Gary and Robert were great to work with! They were very professional, yet made us feel welcome. All of our questions were answered straight forward and no concerns, no matter the importance, were left uncovered before moving on to the next item. Rhonda was great to work with on explaining what information was needed as it arose during the process. They made the entire process enjoyable from start to finish.

Eric

Blaine delivered just as promised. This transaction was very smooth. We are very happy and I highly recommend him.

Apt

Jake Lee was extremely helpful. This was a 1031 exchange so there were a lot of moving parts. Jake made sure we were on top of things and provided the necessary guidance to ensure we got the best rate and bang for our buck. Definitely would use him again

Jeff

Gary, Robert and Rhonda were all EXTREMELY helpful and responsive in getting our Mortgage refinance done. They picked up and delivered paperwork and made the process a simple one. They are all very pleasant and upfront about the process and how much time it will take. Use them and you will be very happy!!

Robert

Great people to work with! They closed my parents refi in 8 days, yes 8 days from start to finish!!

Bradley

I worked with Jake Lee as a first time home buyer and his customer service was phenomenal. Thank you Jake for making this process super easy! If you’re looking for great rates, and awesome service this is the place for you!

Alexus

I have known SannDee on both a Personal and Business level for many years. I have found her to be amazing, as she always puts the needs of her clients first, and makes herself available whenever necessary. She is thorough and knows how to help her clients overcome obstacles and how to handle every situation. Her knowledge of the industry definitely makes everyone feel comfortable, and she always comes through for her clients. Integrity and honesty is always on top of SannDee's list.

Trudi

I’m blessed to have chosen the best person to help me with my first home purchase. Buying a house during a global pandemic makes for an experience in itself. Robert Eames was absolutely outstanding through the entire process and we walked through the COVID-related challenges together. I wouldn’t recommend anyone else but Robert to assist you in your home purchase or refinance. He was extremely responsive and was always available to me (even on nights and weekends!). He is an incredibly hard worker and will make your dreams in to a reality! I would also like to give a shout out to Mike Kingdon- he was also a huge part of my transaction and went absolutely above and beyond for me. THANK YOU from the bottom of my heart to the both of you.

Amanda

Teri Nelson is great to work with. Fast communication, honest advice, patient when educating clients about mortgages. A real pro.

Sam

Ryan was excellent to work with! We wouldn't be in our dream home if we didn't have him and his support and knowledge. From the start he was efficient, thorough and friendly. If we ever had any questions, he made sure to call or email us back quickly with clarification. He was able to get us a preapproval letter on a Friday evening and an excellent rate! We don't plan on moving for a while, but when we do, we'll be using Ryan for all our mortgage loan needs.

Paige

Jake was amazing to work with. He pulled a miracle for us at the last second when everything changed. He worked extra late to make sure everything went through perfectly. Helped us find the best rate and let us know what to expect as this was our first time buying a home. Definitely use him if you are looking for a great experience.

AJ

Working with Mike at Utah Mortgage was a great experience. Not only did he find us an unbelievable program to purchase our first home, but he walked us through the entire process. The entire team at Utah Mortgage made this process enjoyable and stress free!

Brittany

Jake Lee was awesome through the whole process. This was my first home and I had LOTS of questions. Jake always took the time to make sure I understood everything that was happening and that I was comfortable moving forward! 10/10 would recommend him to anyone!

Phillip

Me & my wife bought our first home last August and Robert Eames made the process extremely painless and so easy he made sure that we were taken care of. I will only work with Robert in the future.

Ryan

Blaine made this process stress free and easy for us! He was honest and up front throughout. I would highly recommend.

Ellie

It was a pleasure working with Blaine. He was extremely helpful, responsive and friendly throughout the process, and made it very easy for us to get everything done on time.

Isaac La

Andy made refinancing my home painless and provided superior service. The transaction was performed with minimal effort from my end and was conducted quickly. Andy advises what type of mortgage makes most sense for your individual needs and circumstances and that proved to be extremely valuable in my case. Thanks for such a superior and seamless experience!

Josephine

Michael K was very helpful. Kept me updated on everything and was very transparent. He also took the time to answer all my question, and was very informative.

jonathan

Michael Kingdon was wonderful! He was fast and thorough and helped me with different options. Got me a lower interest rate, good loan company, and nice title company. He knows everything about mortgages and refinancing. He follows through without dropping the ball. Thank you!

Martie

Blaine was very helpful and did amazing things for us we would recommend him to our family and friends and even strangers. He is very professional and friendly

melissa

Gary and Rhonda are amazing!! They never left us questioning anything and they responded quick with anything that came up.

Kayden

Jake was extremely patient and helpful with all my questions and providing me with the best loan options. He was very responsive to any questions I had and helped me through the entire process. Thank you!

Lisa

Jacob Lee was awesome to work with. He made buying a home for the first time a smooth transition.

lori

Jake is awesome! There were many bumps in the home buying process (all from the builder), but Jake made things really easy on the finance side. He was open to any questions we had, and also has the best attitude about things. He is just an all around good guy. I hope if you’re in the market for a mortgage broker, you consider Jake! We know it’s a tough decision, but he’s the right one. 😊

Kayla

I work a an AMC and I have to say that Robert Eames with Utah Mortgage makes everything sooooo much easier. He is very patient with the whole loan process and honestly I really think he does a good service to his client just by the way he helps us out as an AMC. Definitely the Loan Officer that you want to take care of you!

Gerardo

Jake helped us every step of the way and was very informative. He was also very patient and kind while explaining things that were new or foreign to us.

Carli

Jake was absolutely fantastic to work with. He always answered his phone when I called or texted and was willing to answer any and all questions I had. Really made the whole experience feel like I was working with a friend who had my best interest at heart.

Sarah

Gary was awesome to work with. They looked at our credit and said we can get you better. We followed their guidance and we got a great rate. I would highly recommend Gary and his team !

Arlee

Gary and his team at AMAZING! They were able to get my loan on my second home with minimal effort. Smooth and friendly service, highly recommend Gary.

Ryan

Gary and Robert were great to work with! Refinanced our home at an amazing rate and got it done very quickly. They are very thorough and make sure that all of your questions are answered completely. I Highly recommend them!

Staci

Great experience

Gary

Enjoyed working with Robert, Gary, and Rhonda. They helped me feel confident in the purchase of my first home. As a first time homebuyer I had a lot of questions and they were able to help me with all of my concerns. I appreciate the attention to detail and the support provide by the team at Utah Mortgage.

Victoria

Robert and Gary are very attentive easy to get ahold of and easy to work with.

Heber

Gary and Robert’s team are amazing made the refy process smooth and easy thank you

Britton

Gary is always a great guy to work with. Very honest and straightforward with all the details and very professional and thorough. We are very pleased with the professionalism of both Gary and Rhonda. They responded very quickly with answers to any and all questions we had. We would highly recommend anyone looking to finance or refinance to go through this company. Thanks a million Karen / John Brownell Fruitland ,UT

John

Ive known Gary for a long time and i have purchased many items from him. You will always get honesty and integrity when working with this company. Robert was also awesome and was so fast about getting everything taken care of. On top of everything, they also saved me money compared to other places i looked at refinancing. I highly recommend them!

Justin

Gary, Robert and Rhonda were very helpful and perfessional great to work with.

Jake Lee is extremely knowledgeable and holds the highest levels of integrity in his position at Utah Mortgage. My confidence in referring him to those in search of a loan officer is very strong! His ability to communicate clearly with clients as well as getting the job done is top-notch. His positive attitude and ongoing support is just another great attribute of his. I encourage you to please consider Jake to assist with your home loan. He will always be in your corner!

Monica

We had a great experience working with Jake! He was very responsive and helped answer our many questions since we were first time home buyers.

Robbie

Really on the ball and consistently kept me in the loop

Christopher

Gary,Robert and Rhonda was great to deal with very professional

tony

Gary, Robert, and Rhonda are a super good team to work with. They helped me out a lot and let me know everything that was needed throughout the entire closing process, and kept me well informed the whole time. I would highly recommend them.

Tyler

This was my first experience through the mortgage process and I worked with Jake to do so. I'm glad I did, because Jake was there every step of the way to help me through it. He answered all 3 million of my questions, gave me all the information I needed, explained the process, took my phone calls at all hours of the day, and made sure I was taken care of. When issues came up, he helped me through them and made sure to explain in depth what was going on and how we'd resolve them. For a process that's generally complex, confusing, and stressful, I can honestly say Jake made it feel pretty straight forward and easy. 10/10 would pick a lender and get the best rate possible and get multiple appraisals and sign 1,000 documents and have everything workout with Jake again!

Jamezilla

Gary, Robert and Rhonda are so amazing. They got our refinance done in a professional manner. Would highly recommend them for all your mortgage needs.

Kelly

Robert Eames is great to work with! He has helped us refinance our house twice and both experiences have been wonderful. He is extremely responsive and doesn’t skip a beat in getting the process going. If you’re wanting to refinance your house Robert is your guy!

Miss Fit

Absolutely loved working with Gary and his team! Smooth transaction, amazing service! Great job guys.

Ryan

We worked with Jake Lee and he was great through our first home buying experience. He helped answer all our questions and I really felt like he was working hard to make the process simple and speedy. Highly recommended.

Chris

I recently purchased a new home and had the opportunity to work with Jake Lee throughout the process. He was great to work with! Supper responsive and always great about explaining everything as we went along. I’d definitely go back if the need arose.

Jake was extremely knowledgable and made the refinance process so easy. He was accommodating with my work schedule and worked after hours multiple times. Thank you so much! We’ll be back for sure.

Scott

I recently closed my new home mortgage through Mike Kingdon at Utah Mortgage. I first was referred to Mike when I was purchasing a property out of state and felt uncomfortable with the costs I was being charged by the lender. Even though Mike wasn’t my mortgage broker (because he was out of state), he reviewed my estimated closing docs with me to point out charges that were inflated or unnecessary. He saved me thousands in that closing and didn’t receive any compensation. Once I moved to Utah and needed a new mortgage, there was no one else I considered using. Mike is a straightforward, honest guy. He is extremely knowledgeable and forthright about the mortgage process. He worked to get me the lowest rate possible and closed my loan quickly with minimal back and forth. If you are looking to get a mortgage or refinance, you will not regret reaching out to Mike Kingdon at Utah Mortgage.

Kristen

18 months ago I financed my new home start to finish in 9 days with this company. I was referred to Utah Mortgage by a local Real Estate Agent. I had shopped around online and Utah Mortgage was able to beat the online quote. I am very pleased with my Broker and my loan experience. 45 days after I closed my loan I applied with Utah Mortgage Company and I have worked with them for 16 months now. I Couldn't be any happier with this company.

Robert

I am beyond happy with working with Blaine. He makes things easy and takes care of you. This was a quick, cheap (as cheap as a buying a house can be), and easy process. I wouldn't go with anyone else.

Cameron

We have worked with Utah Mortgage and its affiliates two times in the last year and they are fantastic. They were able to answer all of my questions, and I always felt that I was dealing with professionals. Thank you so much, Jake for all of your hard work!!!

Jonathan

Very Responsive, professional and understanding. Utah Mortgage made it the process very easy and took the stress away. Thank you Jake and the entire Utah Mortgage team

Landon

Mike did an awesome job for me and my wife. We built our home and did not use the preferred lender our builder wanted us to use. I was a little nervous not using the preferred lender but from start of the build to closing we ended up saving $1,000’s on using Mike with Utah Mortgage over the preferred lender plus .375% better interest rate and cheaper closing cost. Plus our loan ended up being a very difficult loan not A plus borrow and Mike provide to us he could get it done with less cost.

Rob

I spent less time with Mike going over the loan process than I did with any other lender, while coming out with more knowledge and comfort than with anyone else. Utah mortgage is there to work directly with clients throughout the whole process. I felt the other lenders had really nice loan officers on the front lines but then you had to end up working with 4 or 5 different people throughout out the process. Here, I only talked with Mike and his processor, no one else. Better rates, phenomenal service, extremely knowledgeable, and very personable. I will never go anywhere else. (Also Mike actually showed up to closing "just in case" and there was a minor money issue made by the title company and he was able to quickly print off a couple forms and kept the closing going rather than having to reschedule.) ***** 5 stars!

Whitney

Mike was so great to work with! He was helpful, friendly and informed. He always answered my calls quickly and gave us great options for our loan. We really enjoyed working with him and his team! We are recommending him to anyone we know who needs a mortgage. Thanks!

Carrie

Utah Mortgage made the process of buying a home quick and easy. They were great to answer all my questions in a timely fashion and make sure I was well taken care of!

Jennie

I would recommend Utah Mortgage especially Mike.

Raiphe

Michael Kingdon and Utah Mortgage helped my husband and I with our VA Home loan last month and they did a fantastic job. We got the lowest rate and the smallest amount of fees the title company and my Realtor had ever seen. Zip, zero... :) Now that may not be able to happen for everyone but I guarantee you Michael will help you through the process, keep you informed, work quickly and efficiently with both your Realtor and your Title company to make getting your mortgage easy and cost effective as possible. I will never use a large banking mortgage company ever again. Michael will be my go to guy for all my home loan and refinancing needs. His knowledge and support about the processes is priceless.

Jennifer

I have referred Real Estate clients to Michael and he has done a great job with them! His company is always finding ways to represent my clients in the best ways and get home financing done for them!

Ralph