Question 1

What is a bridge loan?

Accepted Answer

A bridge loan is short-term financing that helps you buy a new home before selling your current one. It can help you compete without a home-sale contingency and smooth the timing between transactions.

Question 2

Who should consider a bridge loan?

Accepted Answer

Bridge loans are often used by homeowners with substantial equity who want to buy first and sell later—especially in competitive markets where timing matters. To see if it fits your plan, [apply online](/app).

Question 3

How long do bridge loans typically last?

Accepted Answer

Terms commonly range from a few months up to about 12 months, depending on the program and your expected sale timeline.

Question 4

Do I need equity in my current home?

Accepted Answer

Usually yes. Bridge loans are commonly secured by your current home’s equity, and the amount available depends on your payoff, value, and program limits.

Question 5

What are the pros and cons of a bridge loan?

Accepted Answer

Pros: buy sooner, avoid contingencies, and keep your move timeline. Cons: short-term payment risk and added costs while you may carry two housing payments. We can compare strategies—start with an [application](/app).

Question 6

Are there alternatives to a bridge loan?

Accepted Answer

Sometimes: a HELOC, a contingent offer, rent-back, or leveraging cash reserves. We’ll help you decide what works best for your timing and budget—[apply online](/app).

Bridge loan

Move forward without waiting — bridge loans unlock your current equity, giving you the flexibility to secure your next home before selling the last.

Access Equity

Skip Double Moves

Stronger Offers

Sell On Your Terms

Interest-Only Payments

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Frequently Asked Questions

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